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Sylvia Miller Team
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Joyner Fine Properties Affiliates

Virginia Credit Union         

Virginia Credit Union is a financial cooperative that provides affordable banking services, loans, mortgages and free financial education resources to help people be more confident with their finances. VACU membership is open to a wide range of individuals and groups, so it’s easier than ever to become a member.

Welcome Home Discount

Go all in with us and get money back at the end of your transaction.  Use one of our REALTORS®, get a Virginia Credit Union home loan, and use Virginia Statewide Title Services for your Title Insurance and you could be eligible for the Welcome Home Discount.  Ask a Joyner REALTOR® or Virginia Credit Union Mortgage Loan Officer for details. 

 


Virginia Statewide Title Services

Title insurance ensures the safe and efficient transfer of real estate. It is an insurance policy for actions or events that may have already occurred and some that may happen in the future that might threaten the title to your property. Visit Virginia Statewide Title Services to learn more.


VACUIS offers a complete line of insurance solutions from top-rated carriers to help you protect your assets, so you get the right coverage at the right price.  As an independent agency representing several different carriers, we're able to shop for you to find the right insurance policies for your needs. Visit VACUIS to learn more or to request a quote. 


Cinch Home Warranty

Brought to you by our preferred Partner, Cinch Home Warranty. Cinch is an industry leader with over 30 years of creating success for clients and providing peace of mind for customers.


1While Virginia Credit Union members are free to select their own real estate brokerage and title insurance company in connection with their mortgage transaction, we offer our members a voluntary program that includes a discount at settlement equal to 0.60% of the loan amount up to a maximum of $12,000, not to exceed the lender closing costs. Specifically to qualify for the discount, they must be a Virginia Credit Union member and close their mortgage through Virginia Credit Union, use Virginia Statewide Title Services for title insurance, and use an agent from Joyner Fine Properties LLC as their buyer’s agent. Discount void where prohibited. Certain restrictions apply. Not available in all areas.

Realty services are offered through Joyner Fine Properties, LLC, an affiliate of Virginia Credit Union (VACU). VACU may receive a financial or other benefit because VACU, through Virginia Credit Union Financial Services, LLC has an ownership interest in Joyner Fine Properties, LLC. For VA residents only. Business conducted with Joyner Fine Properties, LLC is separate and distinct from any business with VACU.

Learn More About Our Affiliates

©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement. Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/13/2026. The listing information on this page last changed on 06/13/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/13/2026 12:00:03 AM EST) or CAAR MLS (last updated Fri 06/12/2026 11:10:15 PM EST) or CVRMLS (last updated Fri 06/12/2026 11:58:46 PM EST) or Bright MLS (last updated Fri 06/12/2026 11:48:48 PM EST). Real estate listings held by brokerage firms other than Joyner Fine Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

©Joyner Fine Properties - Seller will consider paying buyer agent compensation based upon the terms and conditions of any offer made. Said compensation to be negotiated in the purchase agreement.

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Agency License Information: Joyner Fine Properties and its agents are licensed in the Commonwealth of Virginia.


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